“Please sit down,” Nancy said to Miss Danon, “would you care for some coffee?” “This isn’t a social call, Mrs. Wyatt,” Ellie Danon shot back stiffly, I want to keep this meeting to strictly business.” “Uh, sure,” Nancy stammered, “I just thought….” Ignoring the flustered woman, Ellie Danon opened up her brief case and pulled out a thick file, the Nancy could see had the name “Wyatt” spelled out in big red letters. After opening the file and thumbing through a few pages, Miss Danon place the file on the kitchen table, crossed her arms, and said, “Your eight months behind in your mortgage payments, and from what I can see, you have absolutely no way making up what you already owe, let alone all your future obligations.” Nancy fidgeted in her seat, while waiting for Miss Danon to finish. “Now,” Miss Danon continued, “I feel that the bank’s only option is to repossess, but if you have anything to add, I’m listening.” “Well,” Nancy stumbled, “you see, we’ve had a lot of bad luck lately, with my husband’s passing away, and I’ve been sick and missed a lot of work….”

“Yes, yes, yes,” Miss Danon interrupted, “all of that’s in your file, and much as I sympathize with your predicament, the bank is certainly not a charitable institution, and even though your mother carried you for nine months, we at Bank & Trust will not.” Nancy was just about to respond, when her eighteen year old daughter Erin came into the kitchen to get a snack. “How’s it going, mom,” Erin asked, as she poured herself a glass of milk?” “Uh, okay, dear,” her mom replied, “could you please excuse us honey, we still have a lot to go over?.?” “No prob,” Erin answered, “I’ll be in watching television.” As Erin left the kitchen, Ellie Danon couldn’t take her eyes off the ass of the cute teenager, and asked, “What’s her name?” “Erin,” came the quick reply, “she’s my one and only.” “”She’s very pretty,” commented Miss Danon, “how old is she?” “She’ll be nineteen in about three weeks,” Nancy responded, while Miss Danon, still looking at the open door Erin had just passed through, just said, “Hmmmmm.”

(…)
Read the rest of In Arrears (1,281 words)

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